Dear Clients and Partners, we hope you have started the New Year 2025 in the best possible way!
The Banks in Portugal did it and started well! ;
The Interest Rates and the Initial Fees for Mortgage in 2025 continue to improve!
This represents an increase of 29.9% compared to the same period last year, according to National Institute of Statistics.
Currently, a client can access to a :
Fixed Rate at 2.55% with 0% SPREAD (Bank Margin) for the first 5 years.
In addition to the reduction of the Rate and Spread, Banks are attracting new clients through:
CashBack*
&
Exemption of Initial and Valuation Fees
CashBack: % of the financed amount refunded to the client’s account. In this case, the client cannot repay of transfer his mortgage during the Fixed Rate period.
THESE ARE QUESTIONS WHICH WE SHOULD ALL BE ASKING IN 2025:
Should I proceed with the purchase the property i dream for?
Should I transfer my mortgage loan and get a lower monthy instalement?
